WhatsApp infrastructure for payments

Your users are already on WhatsApp. Meet them there.

Acquiring a fintech user through the app-store funnel costs ~$100 and most users never repay it. One WhatsApp message replaces the entire funnel.

$100 · app-store funnel

$100
CAC per wallet on WhatsApp rails
10,000+ wallets

created in production

114 countries

with active users

3 years in production

battle-tested with high-volume e-commerce

Distribution

Every transfer onboards your next user

No app-store funnel, no signup flow. Distribution compounds organically, transfer by transfer.

01

A pays B over WhatsApp

A regular transfer between two contacts - the same chat they already use every day.

02

B's wallet is created on receipt

No app, no account, no signup. B doesn't even need to know the fintech yet.

03

B pays C and D

The loop compounds: every new wallet becomes a distribution channel.

Exponential by design
What you get

Infrastructure, not another app

A white-label API over 60+ chains, with partner-controlled KYC. Everything your product needs to move money over WhatsApp.

WhatsApp payments

Send, receive and swap stablecoins from a chat. Any phone number can receive funds.

Custom AI agents

Conversational agents that understand text and audio, tuned to your brand's voice.

WhatsApp CRM

Manage every customer conversation and transaction from one in-house CRM.

Marketing tools

Campaigns, broadcasts and referral loops that run where your users already talk.

Security tools

Transaction limits, PIN, recovery flows and monitoring - with partner-controlled KYC.

DeFi & external integrations

Swaps, yield and DeFi contracts across 60+ chains, ready to plug into your product.

Market

The fastest-growing payment rail

$28T

Global stablecoin payment volume

133% CAGR since 2023 - real economic activity, trading excluded.

$324B

LATAM stablecoin volume

+89% YoY. 71% is cross-border payments - our exact use case.

$1.6B

Projected volume on WhatsApp rails by 2029

Let's reduce your customer acquisition cost today

Tell us about your product and volumes, we'll come back with an integration plan.